Unmarried Couples

A Civil Partnership provides almost identical spousal rights to married couples. With a Civil Partnership or Civil Marriage, Wills can be made, and spouses named the beneficiaries making forward tax planning possible (in according with the rules set out by HMRC).

If you’re unmarried you may want to seek financial advice on life insurance to ensure your loved ones are shielded from paying inheritance tax.

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The levels and bases of taxation and reliefs from taxation can change at any time. Tax relief is dependent on individual circumstances.

Will writing involves the referral to a service that is separate and distinct to those offered by St. James's Place.

Wills are not regulated by the Financial Conduct Authority.